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Trustee Sale Delay

At Stop Foreclosure California, we occasionally have clients approach us with questions regarding how to do a Trustee sale delay. Although many of our customers are looking to top foreclosure in California, we have a wide range of experience when it comes to trustee sales as well. Generally, in our state there are a number of methods that can be used to delay a trustee sale. These include using the trustee sale verification delay process, filing a civil action to get a restraining order, declaring bankruptcy for the purpose of delaying the sale, or the civil action strategy (where you sue to the bank). In all of these cases, the Trustee is not required to stop the sale unless ordered by the court through a temporary restraining order or preliminary injunction, or they are made personally liable for the action via a Notice of Cease and Desist. Before jumping into the available options that you might have, we first take some time to explain how the Trustee sale process works for our client so they understand the framework of this mechanism. The first step in this type of sale is the bank issuing you a Notice of Default. This should be your driver to take action, because the next step is to send a Notice of Trustee Sale to the individual. This will have a time, date, and location of the auction which is typically at the court house in your city. Once the sale is final, the person buying the house will be issued the title to the property after payment. Then, it is up to the new “owner” of the home to evict you from the property that will be through an unlawful detainer. Prior to this part taking place, the Trustee will have to file an affidavit and record it with the County or City Recorder that they did everything properly. No matter what step you may find yourself in this process, it is imperative that you reach out and contact us as soon as possible so that we can help you with the steps required to delay the Trustee sale to afford you additional time to work through what is in the realm of the possible for your specific case. We will always go out of our way to deliver the best information possible for you, so please don’t hesitate to reach out and seek our advice. We will not charge you any money unless you decide to move forward to hire our company to assist you. We look forward to taking care of you.