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Bankruptcy Attorney California

Unfortunately, many of our clients at Stop Foreclosure California, find themselves in need of a bankruptcy attorney California once we start working with them. This comes from the standpoint that many people simply avoid filing for bankruptcy when they should because of inaccurate data or information that friends or family share with them about the process. This normally results in individuals waiting to seek out the help of a bankruptcy lawyer until they get into extremis in their current situation. Many times, this type of help folds directly into how to stop an eviction when a client contacts our shop. A common question that arises with our clients is if they can keep their car if filing for bankruptcy? What we have seen in the state of California is that as long as you are making payments on your vehicle and sign a reaffirmation agreement that your attorney will help setup, you will normally get to keep your automobile in the state of California. If you are one of the few people in the area who have your automobile paid in full, then most reputable bankruptcy attorneys can help you keep the equity in the vehicle when entering into a bankruptcy agreement. Another myth that we have found with clients when facing a bankruptcy decision is that their credit will be ruined for 10 years or more after filing. Although both a Chapter 7 and 13 bankruptcy will remain on one’s credit report for 10 years, this does not mean that your credit will be ruined for this length of time. Many people are able to rebuild their credit in a much shorter timeframe that is typically closer to three years in time. Once the bankruptcy case is discharged, creditors will not be able to seek payment in the future for debts included under the settlement. This has been another big barrier that we have seen with past customers who should have filed bankruptcy before working with our team on keeping their eviction at bay for long enough to find another home. Our team always has your interests at heart, and we will always give you free advice on potential courses of action for taking care of your current situation. Please call us today to see how we can best help you take care of your current situation. Please give us a ring as soon as you have time in your busy schedule so that our team can help take great care of you and help alleviate some of the stress in your current situation.